Default in the payment of principal and interest has occurred under the terms of a Promissory Note (the "Note") dated October 23, 2023, executed and delivered by Connie Rainbolt who acquired title as Connie E. Rainbolt (“Mortgagor”) to SoFi Bank National Association, and a real estate Mortgage (the "Mortgage") of the same date securing the Note, which Mortgage was executed and delivered by said Mortgagor, to Mortgage Electronic Registration Systems, Inc., as Mortgagee, as nominee for SoFi Bank National Association, its successors and assigns, and which Mortgage was recorded on October 23, 2023, at Reception No. 996073, in Book 991, at Page 154 in the public records in the office of the County Clerk and ex-officio Register of Deeds in and for Goshen County, Wyoming.
The Mortgage was assigned for value as follows:
Assignee: PennyMac Loan Services, LLC
Assignment dated: November 7, 2024
Assignment recorded: November 18, 2024
Assignment recording information: at Reception No. 1001160, in Book 1004, at Page 63 MTGE ASSIGN
All in the records of the County Clerk and ex-officio Register of Deeds in and for Goshen County, Wyoming.
The Mortgage contains a power of sale which, by reason of said default, the Mortgagee declares to have become operative, and no suit or proceeding has been instituted at law to recover the debt secured by the Mortgage or any part thereof, nor has any such suit or proceeding been instituted and the same discontinued.
Written notice of intent to foreclose the Mortgage by advertisement and sale has been served upon the record owner and the party in possession of the mortgaged premises at least ten (10) days prior to the commencement of this publication, and the amount due upon the Mortgage as of February 7, 2025 being the total sum of $154,721.05, plus interest, costs expended, late charges, and attorney fees accruing thereafter through the date of sale.
The property being foreclosed upon may be subject to other liens and encumbrances that will not be extinguished at the sale. Any prospective purchaser should research the status of title before submitting a bid.
If the foreclosure sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of his/her/its money paid. The Purchaser shall have no further recourse against the Mortgagee, Mortgagor, Servicer, or their attorneys.
NOW, THEREFORE, PennyMac Loan Services, LLC, as Mortgagee, will have the Mortgage foreclosed by law by causing the mortgaged property to be sold at public venue by the Sheriff or Deputy Sheriff in and for Goshen County, Wyoming to the highest bidder for cash at 10:00 o'clock in the forenoon on March 7, 2025 in the lobby of the Goshen County Courthouse located at 2125 East A Street, Torrington, WY 82240, for application to the above-described amounts secured by the Mortgage, said mortgaged property being described as follows:
The North 70 feet of the following described Tract:
A Tract of land in the SW1/4SW1/4 Section 10 T.24N. R.61W. of the 6th P.M., described as follows: to wit: Commencing at the South line of said SW1/4SW1/4 with the West line of Terry Avenue (Main Street), of the Original Town of Torrington, Goshen County, Wyoming according to the record plat thereof, if said West line were produced South, thence West along the South line of said SW1/4SW1/4 637.55 feet, which point is at the Southeast corner of a tract of land conveyed by the Lincoln Land Company to Naomi Cadle by deed dated January 14, 1936, thence North on a line parallel with the West line of said Terry Avenue (Main Street), and along the East line of said Cadle Tract and the continuation thereof North, 640 feet for the point of beginning on the Tract of land herein conveyed; then continuing North on a line parallel with the West line of said Terry Avenue (Main Street) 150 feet; run thence West parallel with South line of said SW1/4SW1/4 a distance of 68 feet; run thence South parallel with the West line of said Terry Avenue (Main Street) a distance of 150 feet; run thence East parallel with the said South line of said SW1/4SW1/4 a distance of 68 feet to the point of beginning of this tract.
With an address of 1718 W B St, Torrington, WY 82240 (the undersigned disclaims liability for any error in the address).
Together with all improvements thereon situate and all fixtures and appurtenances thereto.
Mortgagee shall have the exclusive right to rescind the foreclosure sale during the redemption period. In the event that the sale is rescinded or vacated for any reason, the successful purchaser shall only be entitled to a refund of his/her/its purchase price and/or statutory interest.
Dated: January 29, 2025 PennyMac Loan Services, LLC
By: __________________________________________
Brigham J. Lundberg
Halliday, Watkins & Mann, P.C.
376 East 400 South, Suite 300
Salt Lake City, UT 84111
801-355-2886
HWM File # WY21809
Public Notice No. 9237 published in The Torrington Telegram on February 5, 12, 19 and 26, 2025.
