Default having occurred and all prerequisites to foreclosure having been met, notice is hereby given that the mortgage given by Peggy M. Haynes, mortgagor, in favor of Pinnacle Bank-Wyoming. Peggy M. Haynes gave a Mortgage (“Mortgage”), dated December 27, 2021 and recorded in Book 970 at page 23 of the real property records of Goshen County, from Peggy M. Haynes to Pinnacle Bank-Wyoming, which secures repayment of a Promissory Note in the amount of $60,800. The Mortgage attached to the Property, which is more particularly described as follows:
A Tract of land located in the W1/2NW1/4 of Section 15, Township 24 North, Range 61 West, 6th P.M., in Goshen County, Wyoming, described as follows:
Beginning at a point 650 feet South and 800 feet West of the Northeast corner of Lot 1, Block 1, Curtis Second Addition to the Town of Torrington, Wyoming, according to the recorded plat thereof, and running thence South 75 feet parallel with the West line of the State Highway; thence running West 100 feet parallel with the South line of Gilbert Street; thence North 75 feet parallel with the West line of the State Highway; and thence running East 100 feet parallel with the South line of Gilbert Street to the point of beginning, LESS the East 10 feet thereof.
As of October 19, 2023, the total amount due and owing on the Mortgage is $58,437.35, which represents the entire unpaid principal amount and accrued unpaid interest. Per diem on this amount accrues at $6.3183 per day. It does not include late charges, fees, and attorney’s fees. The amount due will increase by the amount of any additional charges, attorney’s fees, costs which accrue pursuant to the terms of the First Mortgage.
The Mortgage contains a power of sale clause, which by reason of the default by Peggy M. Haynes, and Pinnacle Bank-Wyoming declares the power of sale clause to have become operative. No suit or proceeding has been instituted at law to recover the debt secured by the Mortgage, or any part thereof, nor has any suit or proceeding been instituted or and the same discontinued. Written notice of the intent to foreclose the Mortgage by advertisement and sale has been served upon the record owner and the party in possession of the mortgaged premises at least ten (10) days prior to the commencement of this publication. The property being foreclosed upon may be subject to other liens and encumbrances that will not be extinguished at the sale and any prospective purchaser should research the status of title before submitting a bid.
Therefore, said Mortgage will be foreclosed by sale of the real property described above. The real property has an address of 1201 Haynes Street, Torrington, Wyoming 82240. Pinnacle Bank-Wyoming, as the mortgagee, will have the Mortgage foreclosed as by law provided in the mortgage and Wyoming Statutes Annotated by being sold at public venue by the Sheriff or Deputy Sheriff in and for Goshen County, Wyoming to the highest bidder for cash at 10:00 a.m. MST on December 22, 2023 on the courthouse steps of the Goshen County Courthouse located at 2125 East A Street, Torrington, Wyoming 82240. The sale will take place only if a representative of Pinnacle Bank-Wyoming, or its agent, are present. Pinnacle Bank-Wyoming shall have the exclusive right to rescind the foreclosure sale during the redemption period. In the event that the sale is rescinded or vacated for any reason, the successful purchaser shall only be entitled to a refund of their purchase price and/or statutory interest rate.
DATED November 9, 2023
Pinnacle Bank-Wyoming
By: Jason D. Wasserburger
WSH Law, P.C.
508 W. 27th Street
Cheyenne, WY 82001
307-637-2822
jwasserburger@wshwyo.com
Public Notice No. 8810 published in the Torrington Telegram on November 15, 22, 29 and December 6, 2023.
