Confusion seems to be rampant with several seniors on Medicare. Information and misinformation has left many seniors wondering how the new Affordable Care Act will impact their lives.
Some seniors on Medicare think they have to enroll in the health insurance marketplace or they will lose their plans. In fact, there is nothing you have to do if you are enrolled in Medicare. The new marketplace is for those citizens who don’t have health care of any sort and does not include Medicare recipients.
The key word Medicare folks need to remember is “no”! You don’t need a new Medicare card, you are not going to lose your Medicare coverage, Supplemental Plans aren’t available in the marketplace and no, you don’t have to buy a supplemental insurance plan unless you choose to.
Also, you will not be fined if you don’t buy coverage in the marketplace as long as one has Medicare Part A, which covers hospitals, nursing homes and hospice.
Unfortunately, with the new marketplace, there are some individuals who prey on those who are unsure of what is going on. Some seniors are reporting that they will lose their Medicare coverage if they do not divulge their Social Security numbers and other confidential information needed for their new “national health insurance card” under the Affordable Care Act. There is no such card.
Remember, if you receive calls to enroll in health insurance, DO NOT give out personal information. Creditable representatives from the marketplace will not make calls or send mail made to enroll folks in the health insurance marketplace or any type of health insurance.
If you suspect a scam report the information to the Wyoming Senior Medicare Patrol at (800) 856-4398.
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